# Benefits cliff in Idaho

In Idaho, a family of three loses SNAP above $2,960 a month in gross income (130% of the poverty line), its children's Medicaid or CHIP above $51,908 a year (190%), and the ACA premium tax credit above $109,280 a year (400%).

Check your own household with the free [calculator on this page](https://rulecost.com/paycheck/benefits-cliff/idaho/), prefilled for Idaho.

| People | SNAP gross limit / month | Children’s coverage / year | ACA credit / year |
|---|---|---|---|
| 1 | $1,729 | — | $63,840 |
| 2 | $2,345 | $41,116 | $86,560 |
| 3 | $2,960 | $51,908 | $109,280 |
| 4 | $3,575 | $62,700 | $132,000 |
| 5 | $4,191 | $73,492 | $154,720 |
| 6 | $4,806 | $84,284 | $177,440 |
| 7 | $5,421 | $95,076 | $200,160 |
| 8 | $6,037 | $105,868 | $222,880 |

SNAP: Idaho uses broad-based categorical eligibility (130% of the poverty line; asset limit $5,000).

Income limits only — SNAP also has a net income test and deductions, and households with someone 60+ or disabled are not subject to the gross limit. Not an eligibility decision.

## Sources

- [SNAP Fiscal Year 2027 Cost-of-Living Adjustments](https://www.fns.usda.gov/snap/allotment/cola), USDA Food and Nutrition Service
- [Broad-Based Categorical Eligibility (BBCE) States Chart, June 2026](https://www.fns.usda.gov/sites/default/files/resource-files/BBCE-States-Chart-June2026.pdf), USDA Food and Nutrition Service
- [Medicaid and CHIP Income Eligibility Limits for Children as a Percent of the Federal Poverty Level](https://www.kff.org/medicaid/state-indicator/medicaid-and-chip-income-eligibility-limits-for-children-as-a-percent-of-the-federal-poverty-level/), KFF