Guides
Plain explanations of the rules behind each calculator — what changed, who it applies to, and the deadlines that matter.
What Actually Lowers MAGI for the ACA Subsidy Cliff
The cliff is measured against modified adjusted gross income, and only some things move that number. Here is what counts and what doesn't.
Form SSA-44 — Getting an IRMAA Surcharge Reduced
If your income fell for one of seven specific reasons, Social Security will use a newer year than the one on file. Retiring counts. A smaller portfolio doesn't.
Trump Account vs. 529 — Which Should You Use?
They both grow tax-advantaged money for a child, but they were built for different jobs. Here's where they actually differ.
The Benchmark Silver Plan, and Why Your Credit Depends on It
Your subsidy is calculated against one specific plan you may never buy. Here is what it is and how to find yours.
Who Gets the $1,000 Trump Account Seed?
Two conditions decide it — a birth-year window and citizenship. Miss either one and the account still exists, just without the free $1,000.