Everyone who lives and buys food together; for health coverage, everyone on your tax return
Wages and other income before deductions — what a raise changes
Why gross income?
Before the next benefit line
$0
Estimate for reference only, not verified proof — check the sources below, and their access date, before relying on this for a claim or filing.
Income limits only. SNAP also checks net income after deductions and, in some states, savings, so being under its line doesn't by itself mean you qualify. Assumes earned income and no household member aged 60+ or disabled.
Benefits cliff by state
Where a raise can cost a family its SNAP, its children’s Medicaid or CHIP, or its ACA subsidy — the income line for each in every state, with a calculator.
A benefits cliff is an income line where help stops instead of tapering: one dollar over and a family can lose SNAP, its children's Medicaid or CHIP, or its ACA premium tax credit. The lines differ by state — SNAP's runs from 130% to 200% of the poverty line and children's coverage from 190% to 405% — so the same raise can cost a family in one state far more than in another.
Reviewed by RuleCost Editorial Team. Rules for 2027, updated 13 Oct 2026.
How to use it
- 1Find your state in the table and open it for the details.
- 2Enter your household size and yearly income in the calculator below.
- 3See how far you are from the next line.
The lines in every state
| State | SNAP limit | Kids' coverage |
|---|---|---|
| Alabama | 130% | 317% |
| Alaska | 200% | 208% |
| Arizona | 200% | 230% |
| Arkansas | 130% | 216% |
| California | 200% | 266% |
| Colorado | 200% | 265% |
| Connecticut | 200% | 323% |
| Delaware | 200% | 217% |
| District of Columbia | 200% | 324% |
| Florida | 200% | 215% |
| Georgia | 130% | 252% |
| Hawaii | 200% | 313% |
| Idaho | 130% | 190% |
| Illinois | 165% | 318% |
| Indiana | 130% | 255% |
| Iowa | 160% | 307% |
| Kansas | 130% | 255% |
| Kentucky | 200% | 218% |
| Louisiana | 200% | 255% |
| Maine | 200% | 305% |
| Maryland | 200% | 322% |
| Massachusetts | 200% | 305% |
| Michigan | 200% | 217% |
| Minnesota | 200% | 288% |
| Mississippi | 130% | 214% |
| Missouri | 130% | 305% |
| Montana | 200% | 266% |
| Nebraska | 165% | 218% |
| Nevada | 200% | 205% |
| New Hampshire | 200% | 323% |
| New Jersey | 185% | 355% |
| New Mexico | 200% | 305% |
| New York | 150% | 405% |
| North Carolina | 200% | 216% |
| North Dakota | 200% | 205% |
| Ohio | 130% | 211% |
| Oklahoma | 130% | 210% |
| Oregon | 200% | 305% |
| Pennsylvania | 200% | 319% |
| Rhode Island | 185% | 266% |
| South Carolina | 130% | 213% |
| South Dakota | 130% | 209% |
| Tennessee | 130% | 255% |
| Texas | 165% | 206% |
| Utah | 130% | 205% |
| Vermont | 185% | 317% |
| Virginia | 200% | 205% |
| Washington | 200% | 317% |
| West Virginia | 200% | 305% |
| Wisconsin | 200% | 306% |
| Wyoming | 130% | 205% |
Percent of the federal poverty line. SNAP: gross income limit for October 1, 2026 to September 30, 2027, for a working household with no member 60 or older or disabled (New York's limit is 200% with dependent care costs; Arkansas's is 165% with an elderly or disabled member). Children's coverage: the highest income at which Medicaid or CHIP covers children, January 2026. The ACA premium tax credit stops at 400% everywhere.
Questions
- What is the benefits cliff?
- The point where earning a little more costs a family more in lost help than the raise is worth, because a benefit ends at an income line instead of phasing out gradually.
- Why is the SNAP limit higher in some states?
- Most states use broad-based categorical eligibility (BBCE), which links SNAP to a state-funded program with a higher income limit — up to 200% of the poverty line — and often no savings test. Seven states keep the regular 130% limit.